A lot of Bonita Springs homes were built in the 1980s and 90s — which means a lot of Bonita Springs panels are 30 to 40 years old, and some of them are brands that Florida insurance companies now refuse to cover. We replace and upgrade panels across Bonita Springs, from Bonita Bay and Pelican Landing to Spanish Wells and San Carlos Estates.
When a Panel Needs to Go
- Insurance letters — Federal Pacific (FPE) and Zinsco panels are routinely flagged and non-renewed by Florida insurers
- Breakers that trip constantly — or worse, never trip at all
- 100-amp service in a house that’s grown past it — pool, EV charger, generator, addition
- Corrosion — coastal air gets inside panels and eats bus bars
- Warm panels, buzzing, flickering — the signs everyone ignores until they can’t
What It Costs
A like-for-like panel replacement typically runs $1,500 to $3,000. A 100-amp to 200-amp service upgrade runs $2,500 to $6,000 depending on meter, mast, and grounding work. Every job is quoted firm before we touch anything, and every job includes the permit, the FPL coordination, and the inspection.
The Insurance Angle Is Real
If your insurer sent a letter about your FPE or Zinsco panel, you’re not being singled out — those panels have documented histories of failing to trip under fault conditions, and carriers across Florida are dropping them. A replacement panel usually resolves the policy issue immediately. We provide the documentation your carrier needs after the passed inspection.
What Our Customers Say
“Phillip and Alex did a great job installing a generator feed box and interlock system on my home. They arrived on time and were very professional. They cleaned up after themselves and talked me through the safe operation of using the generator interlock system. I highly recommend using Southwest Florida Electric Inc. for your electrical needs.” — Richard J., via Google
Panel Questions We Hear Most
How much does a panel upgrade cost in Bonita Springs?
Replacing a panel with one of the same size typically runs $1,500 to $3,000. Upgrading from 100-amp to 200-amp service usually lands between $2,500 and $6,000 depending on the meter, mast, and grounding work involved. Firm quote before we start.
My insurance company flagged my electrical panel. Now what?
Florida insurers routinely refuse to write or renew policies on homes with Federal Pacific (FPE) or Zinsco panels — both have documented failure-to-trip problems. We replace them constantly. You get a modern panel, a passed inspection, and paperwork your insurer will accept.
Do I need a permit for a panel replacement in Bonita Springs?
Yes. Panel work in Bonita Springs is permitted and inspected through the city. We pull the permit, coordinate the utility disconnect with FPL, and meet the inspector — it’s all part of the job.
How long is the power off during a panel swap?
Plan on four to eight hours for most swaps. We schedule the FPL disconnect and reconnect for the same day so you’re not waiting overnight.
Should I upgrade to 200 amps while I’m at it?
If you’re adding a pool, an EV charger, or a generator — or the house still has 100-amp service — usually yes. Doing it during a replacement is much cheaper than doing it as a second project later.
Want the full cost breakdown? Read our guide to electrical panel upgrade costs in Florida. For everything else electrical in town, start at our Bonita Springs electrician page, or see the main panel upgrade service page.
Ready to get started? Call 239-372-9426 or send a request through our contact page. Licensed & insured — FL License EC13004490. Family-owned and serving Southwest Florida since 2010.